:root{--sm-ink:#111c2f;--sm-muted:#5f6b7c;--sm-line:#dce4ee;--sm-paper:#f4f7fb;--sm-blue:#2367d1;--sm-navy:#102442;--sm-mint:#b8f1df}
html{scroll-behavior:smooth}
body{margin:0!important;background:var(--sm-paper)!important;color:var(--sm-ink)!important;font-family:Pretendard,"Noto Sans KR",system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif!important;word-break:keep-all}
.wrap{width:min(1160px,calc(100% - 40px))!important;max-width:none!important;margin:0 auto!important;padding:0 0 42px!important}
.site-utility{min-height:34px!important;padding:0 4px!important;border:0!important;color:#7a8799!important;background:transparent!important;font-size:11px!important}
.site-utility .util-pill{background:#e7effa!important;color:#3e5b82!important}
.sisemoa-common-header{min-height:76px!important;margin:0 -24px!important;padding:0 24px!important;display:flex!important;align-items:center!important;border:1px solid rgba(220,228,238,.9)!important;border-radius:22px 22px 0 0!important;background:#fff!important;box-shadow:0 12px 36px rgba(17,28,47,.07)!important}
.intro-brand{display:flex!important;align-items:center!important;gap:12px!important}
.logo-mark{width:39px!important;height:39px!important;border-radius:13px!important;background:var(--sm-navy)!important}
.brand{color:var(--sm-ink)!important;font-size:21px!important;font-weight:900!important;letter-spacing:-.04em!important}
.brand .accent{color:var(--sm-blue)!important}
.tag{color:#8794a7!important;font-size:11px!important}
.header-date{color:var(--sm-ink)!important}.header-sub{color:#8794a7!important}
.nav-shell{position:sticky!important;top:0!important;z-index:30!important;margin:0 -24px 28px!important;padding:9px 24px!important;border:1px solid var(--sm-line)!important;border-top:0!important;border-radius:0 0 22px 22px!important;background:rgba(255,255,255,.94)!important;backdrop-filter:blur(16px)!important;box-shadow:0 12px 36px rgba(17,28,47,.07)!important}
.topnav{display:flex!important;gap:4px!important;overflow:auto!important;scrollbar-width:none}
.topnav a{flex:none!important;padding:10px 12px!important;border-radius:10px!important;color:#506078!important;font-size:13px!important;font-weight:800!important}
.topnav a:hover,.topnav a.active{background:#eaf2ff!important;color:var(--sm-blue)!important}
.hero{margin:0 0 18px!important;padding:42px!important;border:1px solid #dce7f4!important;border-radius:28px!important;background:radial-gradient(circle at 90% 0,rgba(184,241,223,.8),transparent 32%),linear-gradient(135deg,#fff 0%,#eef6ff 100%)!important;box-shadow:0 18px 50px rgba(17,28,47,.07)!important}
.hero h1{margin:0!important;color:var(--sm-ink)!important;font-size:clamp(31px,4vw,52px)!important;line-height:1.16!important;letter-spacing:-.05em!important}
.hero p{max-width:720px!important;margin:12px 0 0!important;color:var(--sm-muted)!important;font-size:16px!important;line-height:1.75!important}
.grid{gap:16px!important}
.card,.box,.section,.editorial-section,.trust-panel,.policy-card,.yoy-card,.year-chart-box,.cta{border:1px solid var(--sm-line)!important;border-radius:20px!important;background:#fff!important;box-shadow:0 10px 32px rgba(17,28,47,.055)!important}
.card,.section,.box,.editorial-section,.trust-panel{padding:24px!important}
.card h2,.section h2,.box h2,.editorial-section h2,.trust-panel h2{color:var(--sm-ink)!important;letter-spacing:-.025em!important}
.status,.card p,.section p,.box p,.editorial-section p,.trust-panel p{color:var(--sm-muted)!important}
input,select,button{font-family:inherit!important}
input,select{border-color:#d6e0eb!important;border-radius:12px!important;background:#fff!important}
button,.quick button{border-radius:11px!important}
.result{border-radius:15px!important;background:var(--sm-navy)!important;color:#fff!important}
.ad-slot{display:none!important}
.links{gap:8px!important}.links a{border-radius:999px!important;background:#edf4ff!important;color:var(--sm-blue)!important;font-weight:800!important}
.source-box,.example-box{border-radius:16px!important;border-color:#dbe5f0!important;background:#f8fbff!important}
footer{margin-top:26px!important;padding:26px!important;border-radius:20px!important;background:var(--sm-navy)!important;color:#a9bad0!important}
footer a{color:#d8e5f5!important}
@media(max-width:700px){
  .wrap{width:min(100% - 24px,1160px)!important}
  .site-utility{display:none!important}
  .sisemoa-common-header{min-height:66px!important;margin:0 -4px!important;padding:0 14px!important;border-radius:0 0 18px 18px!important}
  .header-meta{display:none!important}
  .nav-shell{top:0!important;margin:8px -4px 18px!important;padding:7px 9px!important;border:1px solid var(--sm-line)!important;border-radius:16px!important}
  .hero{padding:27px 22px!important;border-radius:22px!important}
  .hero h1{font-size:32px!important}
  .hero p{font-size:14px!important}
  .card,.section,.box,.editorial-section,.trust-panel{padding:19px!important;border-radius:17px!important}
}
